DBM MSME Financing Loan Scheme
Up to Rs 10M at 3.5% p.a., 90% financing (10% own funds)
My dashboardUp to Rs 10M at 3.5% p.a., 90% financing (10% own funds)
At a glance
DBM's flagship SME loan, far below commercial rates. Max Rs 10M, 3.5% p.a., up to 7 years (1-year moratorium), 90% of project cost financed. Sectors: manufacturing, service, tourism, ICT. Individuals, companies or cooperatives. Confirm the current rate on the scheme's DBM sub-page.
The DBM MSME Financing Loan is the Development Bank of Mauritius flagship SME loan, and its rate sits far below what a commercial bank would charge. It is general-purpose business financing you can use to fund a real growth project.
The numbers are the draw here. You can borrow up to Rs 10M at 3.5% per year, repayable over up to 7 years with a 1-year moratorium, which means you start repaying capital after the first year. DBM finances up to 90% of the project cost, so you only need to put in around 10% yourself.
It is aimed at the manufacturing, service, tourism and ICT sectors, and is open to individuals, companies and cooperatives. So whether you trade as yourself or through a company, you can apply.
Apply online at dbm.mu or walk into any DBM branch with your project plan and costings.
Watch out for this
Watch out for the rate: confirm the current figure with DBM on the scheme's own sub-page, because rates can move with each budget and the 3.5% is the indicative figure.
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